Your Louisiana Workers’ Compensation Questions Answered: Can My Employer Charge Me Workers’ Compensation Premiums?
Injured workers in Louisiana may have questions about how workers’ compensation works, and a common concern that comes up even before a job starts is whether they ever have to pay for the employer’s workers’ compensation insurance coverage. Indeed, you might wonder: Am I expected to contribute to the premium, and can my employer deduct part of the cost from my wages? The truth of the matter is that under Louisiana workers’ compensation laws, the system is designed so that you as an employee should not be footing the bill for workers’ compensation. Understanding your rights can save you from unfair deductions or misclassification by your employer.
Louisiana Workers’ Compensation Laws Do Not Pass Down Premiums to Louisiana Workers
The Louisiana Workforce Commission makes it clear that employers may not pass down premiums to their employees. As the Louisiana Workforce Commission states, “Louisiana law makes it very clear that employers cannot withhold premium payments from their employees to pay for workers’ compensation insurance. This includes employees misclassified as independent contractors. Employers found in violation may face serious civil and criminal fines as well as possible incarceration.” As such, this means that your employer must bear the cost of the workers’ compensation coverage if you are an employee and eligible under the law, and that you should not be charged for any cost related to that coverage. Louisiana workers’ compensation is a no-fault program, which means that most employees are covered regardless of fault (and do not need to pay any insurance premiums to be covered).
Your Louisiana Workers’ Compensation Benefits Explained
Now that Louisiana workers can be assured that they do not have to pay to be covered under Louisiana workers’ compensation laws, they may wonder what exactly Louisiana workers’ compensation benefits are. Under Louisiana workers’ compensation laws, most workers who are injured on the job and who are unable to work are entitled to wage replacement compensation, medical expense reimbursement, vocational rehabilitation and more. In order to determine if you qualify, and how much you may receive, it is important to speak with an experienced Louisiana workers’ compensation lawyer as soon as possible after a serious workplace accident happens.
Getting Help with Your Louisiana Workers’ Compensation Case After a Serious Workplace Injury
Where can Louisiana workers who have been injured on the job get legal help getting workers’ compensation benefits due to them? The answer is that the law firm Lunsford Baskin & Priebe, PLLC is here to help. The experienced Louisiana workers’ compensation lawyers at Lunsford Baskin & Priebe, PLLC help Louisiana workers get workers’ compensation benefits due to them. They can help you by fighting for your rights if you have been seriously injured on the job.
If you were injured on the job in Louisiana and you need legal help with your case, do not delay in speaking with an experienced Louisiana workers’ compensation lawyer about your case. Contact the experienced Louisiana workers’ compensation lawyers at Lunsford Baskin & Priebe, PLLC and speak with a lawyer about your rights, options, and next steps to getting workers’ compensation benefits now.
