Will Louisiana Workers’ Compensation Benefits Cover All Of My Workplace Injury-Related Medical Expenses Or Am I Also On the Hook For My Medical Bills?
If you are a worker in Louisiana who has been injured on the job, you may be wondering whether workers’ compensation benefits will cover all your medical expenses or if you will be responsible for any of the costs to treat and heal from your workplace injury. The good news is that Louisiana law requires employers to provide workers’ compensation insurance that covers a wide range of medical costs related to a work injury. However, this coverage is not unlimited. Here we explain what medical expenses might be covered in your Louisiana workers’ compensation case, and where to turn for legal help in Mississippi after you are seriously injured at work.
The Ins-and-Outs of Mississippi Workers’ Compensation – Medical Expense Reimbursement Coverage
Simply put, under Louisiana workers’ compensation law, injured employees are entitled to have all reasonable and necessary medical expenses paid for by the employer’s workers’ compensation insurer. This typically includes doctor visits, hospital stays, surgeries, medications, physical therapy, medical equipment, and even travel expenses related to medical treatment in some cases. However, it is important for injured Louisiana workers to know that the medical care must be directly related to the injured worker’s workplace injury and must be authorized under the workers’ compensation system, in order for it to be covered. In most cases in Louisiana, the injured worker has the right to select one treating physician in each specialty area. That means the injured worker can typically choose their own primary doctor or a specialist, such as an orthopedic surgeon or neurologist, depending on the nature of the workplace injury that they suffered. However, any changes or referrals to other specialists typically require approval from the workers’ compensation insurance company or the Louisiana Workforce Commission’s (LWC) Office of Workers’ Compensation Administration (OWCA).
How Can I Get My Medical Expenses Reimbursed After I Am Injured At Work?
Most workers who are injured on the job in Louisiana are entitled to Louisiana workers’ compensation benefits. However, Louisiana workers’ compensation benefits are not “automatically” granted to an injured worker. Instead, workers who have been seriously injured in Louisiana typically must report their workplace injury to their employer and make a claim to the OWCA. Working with an experienced Louisiana workers’ compensation lawyer can help an injured Louisiana worker navigate the complex Louisiana workers’ compensation system for the best chance of getting benefits due to them.
Finding a Lawyer to Help You in Louisiana – Louisiana Workers’ Compensation Lawyer
If you were injured on the job and you need legal help with your Louisiana workers’ compensation case, contact the experienced Louisiana workers’ compensation lawyers at the law firm Lunsford Baskin & Priebe, PLLC. The experienced Louisiana workers’ compensation lawyers at Lunsford Baskin & Priebe, PLLC are here to help injured workers navigate the complex Louisiana workers’ compensation system. Contact Lunsford Baskin & Priebe, PLLC today and speak with a lawyer about your case now.
Source:
laworks.net/WorkersComp/OWC_WorkerMenu.asp
